Today's Rates
Last update: September 3, 2010 08:58 AM MST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming |
4.250 | 0.000 | 4.278 |
| 4.125 | 0.625 | 4.206 | |
| 4.000 | 1.625 | 4.165 | |
| 15 yr fixed conforming |
3.750 | 0.000 | 3.799 |
| 3.625 | 0.499 | 3.747 | |
| 3.500 | 1.490 | 3.769 | |
| 3/1 ARM |
3.375 | 0.000 | 3.335 |
| 3.250 | 0.500 | 3.348 | |
| 30/5 yr fixed or 5/1 ARM |
3.250 | 0.000 | 3.303 |
| 30/7 yr fixed or 7/1 ARM |
4.375 | 0.000 | 3.830 |
| 4.125 | 1.000 | 3.794 | |
| 10/1 ARM |
6.750 | 0.000 | 5.587 |
| 1 year ARM |
5.000 | 0.000 | 3.451 |
| 6 Month ARM |
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo |
4.375 | 0.000 | 4.389 |
| 4.250 | 0.500 | 4.306 | |
| 4.125 | 1.125 | 4.234 | |
| 15 yr fixed jumbo |
3.875 | 0.000 | 3.900 |
| 3.750 | 0.500 | 3.848 | |
| 3.625 | 0.990 | 3.795 | |
| 3/1 jumbo ARM |
4.375 | 0.000 | 3.546 |
| 5/1 jumbo ARM |
3.500 | 0.000 | 3.377 |
| 3.250 | 0.990 | 3.369 | |
| 7/1 jumbo ARM |
4.875 | 0.000 | 4.060 |
| 4.750 | 1.000 | 4.085 | |
| 10/1 jumbo ARM |
6.875 | 0.000 | 5.659 |
| 6.750 | 0.500 | 5.620 | |
| 1 year ARM |
5.625 | 1.250 | 3.590 |
| 6 Month ARM |
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only |
4.750 | 0.000 | 3.812 |
| 4.500 | 0.500 | 3.762 | |
| 7/1 ARM Interest-Only |
5.125 | 0.000 | 4.170 |
| 5.000 | 0.990 | 4.194 | |
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Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM jumbo Interest-Only |
5.000 | 0.000 | 3.904 |
| 7/1 ARM jumbo Interest-Only |
5.000 | 0.000 | 4.108 |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
Regal Mortgage Company - 70 S Lake Ave, ste 1000 - Pasadena, CA 91101
Office Phone: 888 335 4970 Fax: 888 335 4970 Toll Free Phone: 888 335 4970, ext 4 for rates
300 Carlsbad Village Dr, Ste 212, Carlsbad, CA 92008 Phone: (888) 335 4970 local fax (323)522 6286 /submisssions and conditions fax: (will recognize its a fax and send to our email) 888 335 4970
PO Box 1275, Corralles, NM 87048 Phone (505) 450 2168 fax (505) 559 5009
We are licensed in the following states and license numbers: CA: Dep't of Real Estate 01378638, CO: 20021342498, CT: 10799, FL:253694, GA: 21519, IN: 06-0126 LB, MD: 11670, MASS: Mortgage Broker2754 (In Massachusetts, we arrange, but do not make loans) , NM:00823, NV: (second homes and ivestment properties only) OH: MB-803806, TX: 15885, UT 6279319-MLCO, VA: MB-2103; licensed by the Virginia State Corporation Commission, WY-1155
Also, loans available in: Alabama, Alaska, Delaware, Iowa, Kentuky, Maryland, Michigan, Missouri, Nebraska, Nevada, Pennsylvania, South Carolina, and Tennessee
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